How to Qualify for Social Security Disability Benefits with Depression — NAMI Dane County (2024)

Depression is a serious mental illness that affects millions of people. The symptoms of depression like anxiety, fatigue, and a sense of hopelessness can make it difficult for people who have depression to work. If you’ve been diagnosed with depression and you expect that you won’t be able to work for at least a year because of depression, you can file a claim for Social Security disability benefits. Disability benefits can be used to pay for basic living expenses so that you don’t have to worry about making ends meet when you’re too sick to work.

Medically Qualifying For Disability Benefits Because Of Depression

There are many different symptoms associated with depression and nearly all of them can be debilitating. In order for your claim for disability benefits to be approved you will need to show that your depression makes it impossible for you to work. To do that you will have to meet the requirements that the Social Security Administration has set. Those requirements can be found in the SSA Blue Book listing for depression. It says that in order to be eligible for disability benefits because of depression you must be able to show that you have at least five of these symptoms:

Additionally, you need to provide documentation showing that you have an extreme limitation in one of these areas or a marked limitation in two of these areas:

  • understanding, remembering, or applying information (the ability to understand instructions, learn new things, apply new knowledge to tasks, and use judgment in decisions)

  • interacting with others (the ability to use socially appropriate behaviors)

  • concentrating, persisting, or maintaining pace in performing tasks (the ability to complete tasks), and/or

  • adapting or managing oneself (having practical personal skills like paying bills, cooking, shopping, dressing, and practicing good hygiene).

Providing medical documentation showing that you meet the listing can be tough, but you can use statements from a psychologist, statements from former bosses or co-workers, family members, social workers, or anyone else who can speak to the impact that the symptoms of depression have had on your ability to work.

Medical Vocational Allowance For Depression

The standard of proof for getting disability benefits for depression is high, and some people may not meet the standard but still are unable to work. If that happens you can still be eligible for disability benefits under the Medical Vocational Allowance. To qualify this way you need to download the Residual Functional Capacity (RFC) evaluation form from the SSA website. Your doctor or psychologist needs to fill out this form and provide detailed information about your illness and the limitations you have as a result of that illness.

Then, the SSA will look at the RFC evaluation and your work history, the skills you have, and the limitations caused by your illness. They will try to find some type of work that you can do with the skills and limitations that you have. If they can’t find any kind of work that you can do then you will be eligible to receive Social Security disability benefits.

Filing Your Claim

Going through the process of filing a claim for Social Security disability benefits can take some time. The best thing to do immediately is to get your initial claim files. The sooner you file the sooner you could start receiving benefits. You can file a claim online or apply in person at the local SSA office.

Sources:

SSA’s Blue Book: https://www.ssa.gov/disability/professionals/bluebook/AdultListings.htm

Medical Evidence For Claims: https://www.disabilitybenefitscenter.org/glossary/acceptable-medical-source

RFC Form: https://secure.ssa.gov/apps10/poms/images/SSA4/G-SSA-4734-U8-1.pdf

Online Application: https://secure.ssa.gov/iClaim/dib

SSA Locations: https://www.disabilitybenefitscenter.org/state-social-security-disability

How to Qualify for Social Security Disability Benefits with Depression — NAMI Dane County (2024)

FAQs

Can my doctor put me on disability for depression and anxiety? ›

The symptoms of major clinical depression can make it difficult to carry out your day-to-day activities, including working. If your depression interferes with your ability to perform your job duties, you may consider filing a long term disability insurance claim.

Can you get disability for depression in Wisconsin? ›

The Social Security Administration (SSA) officially recognizes depression as an impairment that can stop you from working and qualify you for disability benefits. The challenge is getting people in the system to see your disability, and see it as severe enough to require disability support.

How hard is it to get social security disability for depression? ›

The short answer is, “It depends.” And it depends on many factors, most notably the severity of your symptoms, the effectiveness of treatment options, the strength of your medical evidence, your age, your education level and the type of work you have done.

How do you prove you are on disability for depression? ›

Evidence from your medical sources may include: Your reported symptoms. Your medical, psychiatric, and psychological history. The results of physical or mental status examinations, structured clinical interviews, psychiatric or psychological rating scales, measures of adaptive functioning, or other clinical findings.

How long does it take to get approved for disability in Wisconsin? ›

Most applicants receive a decision within a few months of submitting their application. If the application is approved, benefits can follow soon after the decision, but if the application is denied, an appeal can add several months or even more than a year to the process.

How much disability is depression worth? ›

VA disability ratings for depression claims range from 0% (formal diagnosis, but symptoms are not severe enough to interfere with occupational and social functioning or to require continuous medication), with intermediate steps at 10%, 30%, 50%, and 70% up to 100% (total occupational and social impairment).

What to say and not to say at a disability doctor? ›

Do not tell the doctor you are “o*kay,” “fine,” or “pretty good” when you are there for an assessment of your condition. Even saying this out of habit could jeopardize your claim. Be honest about your complaints, symptoms, and other details of your condition.

What is the most approved disability? ›

What Is the Most Approved Disability? Arthritis and other musculoskeletal system disabilities make up the most commonly approved conditions for social security disability benefits. This is because arthritis is so common. In the United States, over 58 million people suffer from arthritis.

How to win disability hearing for depression? ›

To make sure your claim is undeniable, you will need to concretely prove that you are unable to work due to your mental illness. Like a physical disability, you must show direct proof through formal medical records and references. This is why it is so critical that you maintain good records.

At what point is depression a disability? ›

Yes. People with depression are protected under the Americans with Disabilities Act (ADA). The ADA defines a person with a disability as anyone who: Has a physical or mental health problem that “substantially limits” at least one major life activity — this could be working or taking care of yourself.

How to get approved for disability with anxiety and depression? ›

You can prove to the SSA that your anxiety disorder is “serious and persistent” through medical records showing three things: You've had anxiety for at least two years. You receive ongoing medical treatment to help manage or diminish your symptoms. Treatment can include mental health therapy.

What do you say in a social security disability interview? ›

Being consistent in your responses is essential to build credibility. Prepare for Questions – Expect questions about your medical history, work history, and daily routine. Be ready to discuss your diagnosis, symptoms, treatments, and any adjustments you've had to make due to your disability.

Can depression and anxiety be classed as a disability? ›

Poor mental health can be considered a disability even if they do not have symptoms all the time. If an employee is disabled, employers: must not discriminate against them because of their disability. must make reasonable adjustments.

How much money do you get for anxiety disability? ›

The average disability check for anxiety and other mental disorders was $1,343.88 in 2022. If you qualify for benefits with anxiety, the maximum disability payment for SSDI is $3,822 per month, and the most you can get from SSI is $943 per month in 2024.

How hard is it to get disability for anxiety? ›

When an anxiety disorder has affected your ability to function at work and at home for at least 12 months, you could be eligible for Social Security disability benefits. But your anxiety has to be more than ordinary worries; it has to be severe enough to significantly limit your ability to do various work activities.

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